What Is a Loss Assessor?
A loss assessor is a claims professional who works for you, the policyholder — not the insurance company.
Their role is to:
- Assess the full extent of your loss
- Review your insurance policy cover
- Prepare and present your claim
- Negotiate directly with the insurer’s loss adjuster
- Ensure you receive everything you are entitled to
What Types of Claims Can We Help With?
We support a wide range of property-related insurance claims, including:
Fire Damage Claims
Full or partial fire damage to buildings, contents, or stock.
Flood Damage Claims
Flooding from rivers, heavy rainfall, or drainage issues.
Escape of Water
Leaks from pipes, tanks, or heating systems causing damage.
Storm Damage
Roof damage, structural issues, and water ingress following storms.
Impact Damage
Damage caused by vehicles or third parties.
Business Interruption
Loss of income following insured damage.
Landlord Claims
Loss of rent, property damage, and tenant-related disruption.
Why Use a Loss Assessor?
Many policyholders don’t realise that:
- The insurer’s loss adjuster works for the insurer
- Claims can be under-settled if not properly presented
- Important parts of the claim can be missed
A loss assessor helps level the playing field.
Key benefits include:
- Faster, more organised claims process
- Accurate and detailed claim preparation
- Strong negotiation with insurers
- Reduced stress and time commitment
- Better overall settlement outcomes
Our Claims Support Process
We aim to make the process simple and efficient:
- Initial Review We discuss the incident and review your policy.
- Loss Assessor Appointment We introduce an experienced assessor to act on your behalf.
- Site Visit & Damage Assessment Full inspection and documentation of losses.
- Claim Preparation Detailed schedules, evidence, and costings prepared.
- Negotiation with Insurers Your assessor deals directly with the insurer’s adjuster.
- Settlement & Payment Agreement reached and claim paid correctly.
Commercial Property, Landlords & Business Claims
- Commercial property owners
- Landlords and property investors
- SMEs and trading businesses
- Charities and not-for-profit organisations
- Loss of rent
- Business interruption
- Reinstatement costs
- Tenant disruption
Speak to Us Before You Accept a Settlement
Need help with a fire or flood claim?
We can quickly arrange for a loss assessor to review your situation and take over the claim process on your behalf.
Call: 01274 965791
Email: info@srs.insurance
Web: www.srs.insurance
Frequently Asked Questions
A loss assessor ensures your claim is fully and correctly presented, which can often result in a more accurate (and sometimes higher) settlement.
No — the insurer appoints a loss adjuster to represent their interests. You are entitled to appoint your own loss assessor to act for you.
Ideally as early as possible after the incident. Early involvement helps ensure the claim is properly handled from the start.
Yes — we can step in at any stage, review the position, and take over negotiations if needed.
We assist landlords, property owners, businesses, charities, and homeowners with property-related insurance claims.
Get a Quote Today
Protect your business against the unexpected with SRS Business Insurance.
Call 01274 965791 or visit www.srs.insurance to request your personalised quote today.